Credit Risk Analysis
Loan Default Analysis — Home Credit Dataset
End-to-end data analytics project on the Home Credit loan dataset. 11-notebook pipeline covering multi-table data cleaning across 8 source files, feature engineering (DTI, credit utilization, payment on-time rate), master dataset construction, EDA, and SQL-based KPI queries — producing a Power BI-ready final dataset.
Key features & capabilities.
8-table merge: application, bureau, bureau_balance, previous_application, installments, credit_card, POS_CASH
Debt-to-Income ratio, credit utilization, on-time payment rate, bureau avg days overdue
Previous application approval rate as a predictive feature
11-notebook sequential pipeline with clean data outputs at each stage
DuckDB for fast in-process SQL queries on the merged master dataset
Power BI-ready final export with all engineered features
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