CreditPilot
Advanced AI Loan Intelligence Suite
A full-stack AI loan intelligence platform turning credit appraisal into a transparent, interactive experience. Features XGBoost loan approval prediction (90%+ accuracy), a proprietary 5-pillar Financial Stability Index, smart interest rate estimation, co-applicant optimizer, Stress Lab for economic shock simulation, EMI/amortization planner, and a conversational AI credit assistant.
Key features & capabilities.
XGBoost ensemble classifier for loan approval + personalized interest rate regression
5-pillar Financial Stability Index (FSI) beyond traditional credit scores
Stress Lab — simulates income drop, rate hike, job loss, and credit score impact in real-time
Co-applicant optimizer: quantifies approval probability gain from adding a co-borrower
Full EMI + amortization schedule with prepayment simulation
Conversational AI assistant explaining decisions and risk drivers in natural language
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